Dental
Healthy teeth and gums are important to your overall wellness. Mercury offers coverage through Delta Dental to help you maintain a healthy smile through regular preventive care and fix any dental problems that may arise.
Healthy teeth and gums are important to your overall wellness. Mercury offers coverage through Delta Dental to help you maintain a healthy smile through regular preventive care and treat any dental problems that may arise.
Dental plans
You can enroll in the dental plan of your choice as a new hire, during Open Enrollment, or if you have a qualifying life event. Review your rates and enroll in UKG website.
Delta Dental PPO
Gives you the freedom to choose any licensed provider. However, you’ll save the most money when you see a provider within the network.
DeltaCare USA DHMO
Available nationwide. Works much like the medical HMO plans. You must select and use a primary care dentist (PCD) from the network to coordinate your care. There is no deductible or annual dental benefit maximum. If you use a dentist outside the network, you’re responsible for paying the full cost.
Key features at a glance
Our dental coverage provides:
- Free in-network preventive and diagnostic care to help keep your teeth healthy
- Affordable coverage that helps you manage the cost of dental treatment
- Wide network of providers that have agreed to negotiated rates, which helps you save money
- Delta Dental
- DeltaCare USA: 800-422-4234
- Delta Dental PPO: 888-335-8227
- Delta Dental PPO and DeltaCare USA DHMO
- PPO Summary
- PPO Certificate
- DHMO Summary - Nationwide
- DHMO SBC - Nationwide
- DHMO Certificate
- Where is my ID card?
- Why get dental coverage?
- Compare DPPO v. DHMO
- 7 ways to make the most of your DPPO
- 6 ways to make the most of your DHMO
- DPPO Orthodontic Benefits
- DHMO Orthodontic Benefits
- Member Perks and Discounts
- LifePerks
- Coverage while travelling
- Brush up on dental health quiz
- Go paperless
- Online cost estimator tool
- Go online to manage your plan
- Lasik and Hearing Discounts through Delta Dental
- Stay connected Online and mobile app
- SmileOn
- Refer your dentist to Delta Dental
- Support for Chronic Conditions
- Grin!
- BrushSmart
Visit Delta Dental to find an in-network provider near you.
Use your dental benefits wisely
Here’s how to make the most of your dental benefits:
- Choose a network provider. Each time you need dental care, you have a choice of providers. Selecting a Delta Dental participating dentist will ensure you receive the highest benefits from your plan. To find a provider, go to Delta Dental.
- Present your plan identification. Give your provider's office the information they need to bill your insurance.
- Submit for a pre-treatment estimate. You should submit a request for a pre-treatment estimate for procedures and services such as crowns, inlays, bridges, and periodontics. For more information, call Delta Dental at 800-765-6003 or visit Delta Dental.
- Check your claim status.You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more on Delta Dental.
Coverage details
When you use in-network dentists, this is a percentage of lower, negotiated rates. If you use out-of-network dentists, this is a percentage of UCR limits, which are typically lower than negotiated rates. For all covered services with out-of-network dentists, you must also pay any amount over the UCR limit.
Additional fees may apply, please refer to the 2026 DeltaCare USA summary of benefits document for full details.
Did You Know!
If you are enrolled in any of our medical, dental or vision plans, please note that you should never be turned away from care. If your providers office cannot verify your eligibility for some reason, please ask that they allow you to sign off on an authorization form that says you will be responsible if they bill your insurance and are in fact not eligible/covered.
If you opted for paperless, you will not receive a physical ID card. Otherwise, for Blue Shield HMO enrollees, every member will receive an ID card. For Blue Shield PPO enrollees, your ID card will say Individual/Family and 2 ID cards will be mailed. If you have Apple/Android Mobile Wallet, check to see if a Blue Shield Medical, digital ID has been auto uploaded for your convenience.
You may be able to retrieve a digital ID card by registering/login to the following:
Blue Shield Member Login and Registration or call 855-747-5800
Kaiser Permanente Login and Registration www.kp.org or call 800-464-4000
Delta Dental www.deltadentalins.com or call DHMO: 800-422-4234 or DPPO: 888-335-8227
VSP Vision http://www.vsp.com/ or call 800-877-7195
Please contact Mercury’s HR Team for further assistance: MyBenefits@MercuryInsurance.com or call 877-716-6372, Option 3.”